We, the United Consumers, are announcing a boycott of all insurance companies that sell car and home insurance.
Why? Because they have been boycotting us—individually, systemically, and without mercy. They leave us in fear. They punish us for being poor. They profit from our vulnerability. But now we know how to unite. As collective consumers, we can do to them what they have been doing to us.
Insurance Is Essential. Gambling with Lives Is Not.
Car and home insurance are not luxuries. They are essentials—required by law, necessary for survival in modern society. And yet, we have allowed corporations to gamble with our lives and deaths—all for profit.
We must stand up together.
This is not a protest. This is not a strike. We are not asking them to listen. We are not asking them to change.
We are done asking.
We have had enough protests. Enough strikes. Enough begging for what we deserve. Now we take action.
We Will Build Our Own Insurance Company
We will protect ourselves. Together. On the Essentials Economy platform.
Because no one else will protect us from the horrors they keep creating.
It is now clear: our own elected government is helping these corporations commit crimes against humanity. They not only allow insurance companies to put us in dangerous situations—living and driving without coverage—but they also punish us for it. They enforce penalties instead of protecting us from brutal policies.
(To read the full story, see Chapter 1, Page 10 of our first book, “The Essentials Economy.” Download it for free here: https://gucf.net/books)
The Advantage They Take
Insurance companies use this system as a guarantee for their profits. They have become bolder, more shameless—grabbing money from us in every way possible.
Both the government and the insurance companies have forgotten the ethical foundation of insurance. It was never about money. It was never about forcing people into policies.
It is about protecting people’s lives.
If a person cannot afford essential insurance, their government should provide it—or take necessary steps to ensure that person is protected. No mistake should take away a person’s protection. If any insurance company takes away protection from a citizen of this country, the government should ban that insurance company from remaining in business.
Accusing and punishing people is not their job. That is the role of the court. A judge can decide on penalties—whether it is revoking a license plate or a driver’s license. But an insurance company’s role is to protect, not to judge or punish.
My Personal Story: How the System Works
Let me tell you what happened to me—because this could happen to anyone.
My insurance company refused to renew my car insurance. Not because of an accident. Not because of reckless driving. Because of two bounced payments.
The first bounced payment happened because my bank took five business days to clear a cheque I had deposited. During that time, the insurance company tried to withdraw their payment, found insufficient funds, and penalized me.
The second missed payment happened much later. I explained it in my first book.
Now, here is the trap:
Money was the creator of the first refusal. That refusal forced me to drive without insurance. That decision led to a conviction. Now, the insurance company is using that conviction as a reason to refuse my renewal again—even though I bought a yearly policy last year, right after the police caught me.
To buy that yearly policy, I had to put my home into a second mortgage. The same second mortgage also helped me buy a new car that I urgently needed. That experience had its own bitter lessons—lessons I may share another time.
Now I am locked in a cycle: the system punishes poverty, then uses that punishment to refuse coverage, then forces you into deeper debt to get coverage, then punishes you again.
The Cost of Being “High-Risk”
If you find yourself in the same situation, you can still buy insurance. But it will cost you far more.
A friend of mine told me about a special insurance company that covers people like us. The cost?
$6,000 per year—or more.
It could be $10,000 or even $12,000, depending on your conviction history.
So it is clear: this is all about money. There is no insurance company that exists to support and secure our lives. They exist to extract.
We Must Build Our Own
We are tired of screaming on social media. We are tired of complaining in blog posts. We are tired of being individually crushed by a system that never listens.
We must solve this problem together.
We can buy an insurance company—or build one from scratch. It will run the same way it runs now, but with two crucial differences:
- The policies will be changed—to protect people, not punish them.
- The profits will return to the UCF and UBI—to distribute the surplus among us, in case we have paid too much. Because in the Essentials Economy system, there are no distant individual investors.
Why Me?
Many of you who have read my books might wonder why I am always falling into these negative situations. My family, friends, and relatives have wondered the same thing my whole life.
I wondered that too, for a long time.
Now I understand. I consider myself a sample—a human played by Divine power, sent to experience every negative situation so that something new could be built.
This is my consideration. I am not asking anyone to believe it. I just want to tell everyone how negative energy works—believe it or not.
Everything in this world is separated from the source and carries negative energy—just to enjoy the separated individual character. (From this point every individual character can absorb negative and positive energy equally to balance their lifespan as a separate being.) But when we collect too much of negative energy, it becomes our enemy. It gets into everything we use for our lives.
Your neighbor could be your first enemy. Then your family. Your brother, sisters, friends, your government, your insurance.
It does not stop there. It gets into your food, your clothing, your money—every molecule of your surroundings.
This is my consideration about this world. And my purpose is to provide the solution in those books—before it becomes unbearable for our Earth to accept all the bloodshed happening right now.
The rest is your choice. Your consideration.
About the insurance: We must hang on to our current insurance for now—until we build our own. Please join the movement. We can do both at the same time: buy all the grocery stores and build our own insurance company.
This is the time to get rid of our fear and unite as one to enjoy our individuality.
Thank you.